Service Summary
Co-creation: product template + operational TA
Risk & compliance guardrails
Flexible commercial scheme (SaaS / revenue share)
SME
SME financing; flexible tenor & guarantee; portfolio monitoring
Micro — Group Loan
Group method; collectibility control & governance
Fintech Channeling
Platform partnership; origination/servicing sharing
Life Insurance (Bancassurance)
Life insurance for customers and employees; bundling with savings/credit products; commission and revenue share
Loss Insurance
Asset/liability protection (kiosks, shophouses, vehicles, fire); collateral & operational support
ASN / Retired
Payroll-based; low risk; fast disbursement SLA
Micro — Individual Loan
Simple credit scoring; mobile onboarding
Syndication
Co-funding; larger limits; cooperative structure
Credit Insurance (NPL Cover)
Default risk guarantee; portfolio profile-based premium scheme; structured claims & recovery
Investment
Collaboration on fund placement & investment products in accordance with regulations; money market/bond/sharia options